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Old 12-30-2011, 09:43 AM
  #84541  
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Every high school graduate should have to read Dave Ramsey's books such as the Total Money Makeover.

Either you work for your money or your money works for you.


Originally Posted by KC10 FATboy
Carl, I totally respect everything you've said regarding finances. I wish everyone had a father or grandfather with your wisdom.

I believe one of the biggest problems with education in America, is that we don't teach teenagers/high schoolers basic life skills ...

-Checking accounts, how they work, how to balance them, what happens when you bounce a check
-Credit cards, the good, the bad, the ugly
-Interest and how it can make you rich or poor
-What is a contract/lease
-What is wage garnishment
-Free resources for financial help, job training, job search, etc.
-The judicial system and you
-How to buy a home
-Renting versus owning
-Savings accounts
-401ks
-Car insurance, medical insurance
etc.etc.
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Old 12-30-2011, 09:54 AM
  #84542  
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Originally Posted by orvil
Call Curtis at DALPA. He's the man. One stop shopping.
Orvil, or someone, can you PM me Curtis's contact info? I couldn't find it. Thanks in advance!
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Old 12-30-2011, 10:02 AM
  #84543  
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Originally Posted by buzzpat
orvil, or someone, can you pm me curtis's contact info? I couldn't find it. Thanks in advance!
1-800-usa-alpa
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Old 12-30-2011, 10:04 AM
  #84544  
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This was on Yahoo! I guess giving the dumb guy the gun and a lot of cash wasn't a good plan after all:

KANSAS CITY, Mo (Reuters) - A man trying to board a Delta Airlines flight in Kansas City with a loaded handgun was charged on Thursday with carrying a concealed weapon, authorities said.

Anthony Winn, 26, of Kansas City was caught by a security screener Wednesday with what appeared to be a gun in his carry-on bag, according to U.S. Attorney Beth Phillips of the Western District of Missouri.

Officers at the airport found a loaded 9 millimeter Glock handgun with 23 live rounds of ammunition, including one in the chamber, said a criminal complaint filed Thursday. Police also found $4,906 in Winn's pants pockets and $26,515 in three pairs of jeans in his carry-on bag.

Winn said he was bringing the bag to a friend in Arizona and did not know it contained a gun.

He was charged with having a concealed handgun in his bag and with being a felon in possession of a firearm. Winn has two prior felony burglary convictions and a conviction for unlawful use of a weapon, authorities said.

Winn was bound for Minneapolis and then Tuscon, according to the case documents.

U.S. Attorney spokesman Don Ledford said authorities believe Winn had "no terrorist motives or connections."

He is being held in federal custody as he awaits a detention hearing on January 3.
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Old 12-30-2011, 10:34 AM
  #84545  
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Originally Posted by Jughead
I wonder if the ex-pat flying the E-145 in a dust mask would rather be a Delta captain?

I've been bombarded by these ads and e mails lately - they must really be hurtin' for warm bodies.

I was in Hong Kong on a layover during the SARS outbreak and 80% of the population was wearing those mask. I was freaked out, so I called my sister who works at Ft Detrick, Md. She said while it's not a bad idea to wear a mask, the virus (SARS) was spread by physical contact. The most important thing to do is frequent hand washing with soap and water or use of an alcohol-based hand rub.
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Old 12-30-2011, 11:00 AM
  #84546  
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Originally Posted by The Chow
Every high school graduate should have to read Dave Ramsey's books such as the Total Money Makeover.

Either you work for your money or your money works for you.
Absolutely. Financial ignorance IMHO is a national security threat at this point. We simply can't keep wasting money.

I can only imagine how big our economy would be if the average American was taught basic financial education during school.
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Old 12-30-2011, 11:08 AM
  #84547  
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Captain's atlas for flying a plane load of new yorkers:

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Old 12-30-2011, 11:33 AM
  #84548  
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Originally Posted by Amish Pilot
Hi Guys, Just checking the L&G thread and now have a Ad for a China Job Fair (Land a Dream Job Flying in China)
Firefox with Ad Block Plus fixes that problem.
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Old 12-30-2011, 12:01 PM
  #84549  
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Originally Posted by Carl Spackler
Totally agree here with every word.

But for the first 10 years after high school graduation, I was one of those poor sots that didn't even have a credit score because I was so broke. It was southern California in the late seventies when real estate was going straight up. I had buddies willing to "hook me up" and get in on it even though I couldn't afford it. I didn't do it. Why? Because I couldn't afford it unless my income never went backwards. All my old buds went broke in the 80's when socal real estate went bust.

The moral of this ever repeating story is simple. If you can't afford it, don't buy it. If you buy it anyway, it's your own damn fault. There will always be financial instruments available to give you the dreams you can't afford. If you fall for it, it's your fault.

Carl
While personal responsibly plays a big role in this so does systemic corporate greed starting with predatory lending, favored by federal laws, that encouraged mortgage brokers to sell sub prime loans to those they knew couldn't afford them because of higher commissions knowing they would unload those loans to bigger lenders who then created derivatives they knew were toxic to pass the buck further while selling them and shorting them at the same time.

I can forgive individual stupidity more than I can a deliberate, systematic fleecing of the population. Too bad there is not capital punishment for financial crimes although a few have had the good sense and moral compass to off themselves.

There is plenty of blame to go around on this one.
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Old 12-30-2011, 12:02 PM
  #84550  
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Originally Posted by OccupyRestSeat
Firefox with Ad Block Plus fixes that problem.

Nice! Thanks, I'll check it out.
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