Monday “Coffee & Pretzels”
01-19-2026 | 09:10 AM
#1221
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Joined: Nov 2017
Posts: 3,504
Likes: 674
Sure, but where you live is a choice by and large. At most legacies you can usually find a relatively affordable locale that's not too long of a drive to the airport. Or commute.
Student loan is a different topic I guess. Obviously try to avoid or minimize, especially in this era of inflated education costs. If that's not in the cards for whatever reason then you might get stuck with some. I would have for sure gone to Hometown State U and lived at home if I hadn't got a scholarship.
I have mixed feelings on Ramsey, but if I was young with a lot of student debt I would go with his program to aggressively pay it down and defer lifestyle gratification to later. The sooner you free up your cash flow the sooner you can start building wealth for yourself.
Also in 2026 I think we're in a reality where dual income household is kind of the default. If Mom is going to stay home with the kids, either forever or take a career intermission, that's a choice that you're going to have to balance against other things. It's no longer 1955.
Student loan is a different topic I guess. Obviously try to avoid or minimize, especially in this era of inflated education costs. If that's not in the cards for whatever reason then you might get stuck with some. I would have for sure gone to Hometown State U and lived at home if I hadn't got a scholarship.
I have mixed feelings on Ramsey, but if I was young with a lot of student debt I would go with his program to aggressively pay it down and defer lifestyle gratification to later. The sooner you free up your cash flow the sooner you can start building wealth for yourself.
Also in 2026 I think we're in a reality where dual income household is kind of the default. If Mom is going to stay home with the kids, either forever or take a career intermission, that's a choice that you're going to have to balance against other things. It's no longer 1955.
Even though I was an Emaincipated Minor at 16 and not living at home. Didn't matter for in state tuition determination or FAFSA benefits.
My first ten years out of college, 30-50% of my take home went to Sallie Mae and private loans.
"Just go to east BFE stare college" isht always an option.
Speaking to DL, we only really have one "cheap" base (DTW) and two "not cheap but not LAX/NYC/SEA/BOS"
01-19-2026 | 09:43 AM
#1222
Prime Minister/Moderator
Joined: Jan 2006
Posts: 45,098
Likes: 788
From: Engines Turn or People Swim
My parents moved out of state my senior year leaving me ineligible for in-state where I grew up (MA) or in NH (where they moved)
Even though I was an Emaincipated Minor at 16 and not living at home. Didn't matter for in state tuition determination or FAFSA benefits.
My first ten years out of college, 30-50% of my take home went to Sallie Mae and private loans.
"Just go to east BFE stare college" isht always an option.
Even though I was an Emaincipated Minor at 16 and not living at home. Didn't matter for in state tuition determination or FAFSA benefits.
My first ten years out of college, 30-50% of my take home went to Sallie Mae and private loans.
"Just go to east BFE stare college" isht always an option.
In general you can do two years CC and then finish out at State while working part time, and hopefully living at home. Other off campus with roommates. If we're talking aviation that degree would be more than sufficient.
With that said I am in no way endorsing the bloated, excessive cost of higher education. But for now, that's the game you have to play.
01-26-2026 | 09:50 AM
#1224
Gets Weekends Off
Joined: Feb 2008
Posts: 20,874
Likes: 193
That's pretty unusual circumstances. My nephew, also emancipated, went out of state but was able to qualify for in-state since he got a local job and didn't have a legal parental anchor in another state.
In general you can do two years CC and then finish out at State while working part time, and hopefully living at home. Other off campus with roommates. If we're talking aviation that degree would be more than sufficient.
With that said I am in no way endorsing the bloated, excessive cost of higher education. But for now, that's the game you have to play.
In general you can do two years CC and then finish out at State while working part time, and hopefully living at home. Other off campus with roommates. If we're talking aviation that degree would be more than sufficient.
With that said I am in no way endorsing the bloated, excessive cost of higher education. But for now, that's the game you have to play.
02-03-2026 | 05:21 AM
#1227
Gets Weekends Off
Joined: Feb 2006
Posts: 6,225
Likes: 61
From: B-737NG preferably in first class with a glass of champagne and caviar
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