Spirit of NKS
10-15-2014, 06:31 AM
#8471
On Reserve
Joined APC: Sep 2008
Posts: 23
Alpa has a basic dental plan and a comprehensive plan. Both appear to cost the same. As far as I can tell the only difference is the comprehensive plan does, in fact, cover orthodontics while the basic plan does not. I don't know what Spirit's plan covers. I should. I'm in the waiting room right now about to get a filling.
10-15-2014, 07:44 AM
#8472
Gets Weekends Off
Joined APC: Mar 2012
Position: A 320
Posts: 265
Originally Posted by IWalkJun12
Has anyone compared the dental insurance that ALPA is offering compared to NK? I believe it covers orthodontics which is nice for those of us with kids.
10-15-2014, 07:51 AM
#8473
Gets Weekends Off
Joined APC: Oct 2010
Posts: 4,603
You get dental free if you have a health policy through the company. It makes sense to have it. It's not like you get a discount on your health premium for buying another dental plan.
10-15-2014, 08:01 AM
#8474
Gets Weekends Off
Joined APC: Jan 2014
Position: A320 Left
Posts: 715
Originally Posted by Lemonade
The biggest difference is that the Spirit plan is subsidized as part of your contracted compensation.. The orthodontics coverage is a plus but consider what you are paying for that in the price of the policy.
10-15-2014, 08:20 AM
#8475
Gets Weekends Off
Joined APC: Mar 2012
Posts: 193
I would be careful about any of the ALPA policies. ALPA is still trying to sell Spirit pilots a disability policy who's benefits would be negated by a policy that already exists also as part of your compensation. The Spirit policy will subtract anything you get from another source of income. Its a dirty trick.
10-15-2014, 08:26 AM
#8476
Gets Weekends Off
Joined APC: Mar 2011
Position: Underemployed!
Posts: 116
If you enroll in the company's dental DMO plan, orthodontia is at least partially covered. I have a son who is going to need braces soon so I've just started looking into it. I know the DMO plan is a much bigger pain in the a**, like an HMO, but depending on how much it covers for braces, it may or may not be worth it. I haven't researched enough to figure that out yet though. I figured I'll look closer during open enrollment.
10-15-2014, 12:47 PM
#8477
Gets Weekends Off
Joined APC: May 2006
Posts: 187
Spirit of NKS
How high are the employee contributions for health insurance?
10-15-2014, 04:42 PM
#8478
Gets Weekends Off
Joined APC: Oct 2010
Posts: 4,603
Originally Posted by Orbit
I would be careful about any of the ALPA policies. ALPA is still trying to sell Spirit pilots a disability policy who's benefits would be negated by a policy that already exists also as part of your compensation. The Spirit policy will subtract anything you get from another source of income. Its a dirty trick.
10-16-2014, 05:57 AM
#8479
Gets Weekends Off
Joined APC: Mar 2012
Posts: 193
Originally Posted by Qotsaautopilot
You are/were right. Read the latest payday hotline.
10-16-2014, 06:08 AM
#8480
Gets Weekends Off
Joined APC: Feb 2008
Position: Switch, Lever & Light Specialist
Posts: 1,065
Originally Posted by Orbit
I would be careful about any of the ALPA policies. ALPA is still trying to sell Spirit pilots a disability policy who's benefits would be negated by a policy that already exists also as part of your compensation. The Spirit policy will subtract anything you get from another source of income. Its a dirty trick.
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