Spirit of NKS
10-15-2014 | 08:20 AM
#8481
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Joined: Mar 2012
Posts: 193
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I would be careful about any of the ALPA policies. ALPA is still trying to sell Spirit pilots a disability policy who's benefits would be negated by a policy that already exists also as part of your compensation. The Spirit policy will subtract anything you get from another source of income. Its a dirty trick.
10-15-2014 | 08:26 AM
#8482
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Joined: Mar 2011
Posts: 116
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From: Underemployed!
If you enroll in the company's dental DMO plan, orthodontia is at least partially covered. I have a son who is going to need braces soon so I've just started looking into it. I know the DMO plan is a much bigger pain in the a**, like an HMO, but depending on how much it covers for braces, it may or may not be worth it. I haven't researched enough to figure that out yet though. I figured I'll look closer during open enrollment.
10-15-2014 | 12:47 PM
#8483
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Joined: May 2006
Posts: 187
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Spirit of NKS
How high are the employee contributions for health insurance?
10-15-2014 | 04:42 PM
#8484
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Joined: Oct 2010
Posts: 4,603
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I would be careful about any of the ALPA policies. ALPA is still trying to sell Spirit pilots a disability policy who's benefits would be negated by a policy that already exists also as part of your compensation. The Spirit policy will subtract anything you get from another source of income. Its a dirty trick.
10-16-2014 | 06:08 AM
#8486
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Joined: Feb 2008
Posts: 1,065
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From: Switch, Lever & Light Specialist
I would be careful about any of the ALPA policies. ALPA is still trying to sell Spirit pilots a disability policy who's benefits would be negated by a policy that already exists also as part of your compensation. The Spirit policy will subtract anything you get from another source of income. Its a dirty trick.
10-16-2014 | 06:33 AM
#8487
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Joined: Mar 2012
Posts: 193
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Not entirely true. I have the ALPA short term and the Spirit provided long term does not consider the ALPA plan when calculating your disability value, as it's a 'self-paid' plan. You will receive both. Now that said, any other types of compensation you get, the Spirit plan will deduct....for example: state disability.
10-16-2014 | 08:41 AM
#8488
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Joined: Oct 2010
Posts: 4,603
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Our long term disability is still a major joke. I needs to pay until age 65 and you should be able to do any other job that doesn't require a medical certificate without diluting your benefit
10-16-2014 | 09:05 AM
#8489
Banned
Joined: Jan 2006
Posts: 6,929
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From: A-320
Some new routes announced today, Denver to San Diego (whales Vagina)
10-16-2014 | 10:31 AM
#8490
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Joined: Jun 2005
Posts: 1,125
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From: Under the Frog
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