What management thinks of us
#191
Line Holder
Joined: Aug 2019
Posts: 332
Likes: 26
No inspection = not new pilot
#192
Line Holder
Joined: Oct 2021
Posts: 1,213
Likes: 305
I feel like pointing out that 16% vs 17%/18% in 401k contributions, versus say, raising base pay by 1%-2%, are basically the same thing.
To pose a question:
Would you rather have:
1) a 2% raise to base pay
or
2) 2% higher 401k contributions?
The answer varies to each individual's scenario. The 2% raise will increase overall compensation more. The 2% higher 401k *might* lower overall tax burden on that extra money, despite lower overall compensation.
My point being, it doesn't make sense to say that "401k contributions weren't raised quickly enough therefore older pilots were left out" while simultaneously disregarding base pay increases.
To pose a question:
Would you rather have:
1) a 2% raise to base pay
or
2) 2% higher 401k contributions?
The answer varies to each individual's scenario. The 2% raise will increase overall compensation more. The 2% higher 401k *might* lower overall tax burden on that extra money, despite lower overall compensation.
My point being, it doesn't make sense to say that "401k contributions weren't raised quickly enough therefore older pilots were left out" while simultaneously disregarding base pay increases.
#193
I feel like pointing out that 16% vs 17%/18% in 401k contributions, versus say, raising base pay by 1%-2%, are basically the same thing.
To pose a question:
Would you rather have:
1) a 2% raise to base pay
or
2) 2% higher 401k contributions?
The answer varies to each individual's scenario. The 2% raise will increase overall compensation more. The 2% higher 401k *might* lower overall tax burden on that extra money, despite lower overall compensation.
My point being, it doesn't make sense to say that "401k contributions weren't raised quickly enough therefore older pilots were left out" while simultaneously disregarding base pay increases.
To pose a question:
Would you rather have:
1) a 2% raise to base pay
or
2) 2% higher 401k contributions?
The answer varies to each individual's scenario. The 2% raise will increase overall compensation more. The 2% higher 401k *might* lower overall tax burden on that extra money, despite lower overall compensation.
My point being, it doesn't make sense to say that "401k contributions weren't raised quickly enough therefore older pilots were left out" while simultaneously disregarding base pay increases.
#194
Line Holder
Joined: Jan 2020
Posts: 606
Likes: 118
#195
No pilot should have to do any of that because all of these errors are "bookkeeping errors"
Exception one: The 120-day limit does not apply to claims for adjustment arising out of bookkeeping errors.
Last edited by notEnuf; 10-25-2023 at 06:21 PM.
#196
I feel like pointing out that 16% vs 17%/18% in 401k contributions, versus say, raising base pay by 1%-2%, are basically the same thing.
To pose a question:
Would you rather have:
1) a 2% raise to base pay
or
2) 2% higher 401k contributions?
The answer varies to each individual's scenario. The 2% raise will increase overall compensation more. The 2% higher 401k *might* lower overall tax burden on that extra money, despite lower overall compensation.
My point being, it doesn't make sense to say that "401k contributions weren't raised quickly enough therefore older pilots were left out" while simultaneously disregarding base pay increases.
To pose a question:
Would you rather have:
1) a 2% raise to base pay
or
2) 2% higher 401k contributions?
The answer varies to each individual's scenario. The 2% raise will increase overall compensation more. The 2% higher 401k *might* lower overall tax burden on that extra money, despite lower overall compensation.
My point being, it doesn't make sense to say that "401k contributions weren't raised quickly enough therefore older pilots were left out" while simultaneously disregarding base pay increases.
Id also like to +1 Extenda’s excellent post above. Very well put. JB reread your couple posts here, and then Scoop’s. Consider the tone of each, and which one you find more compelling. Unless you just want to rant…
#197
Line Holder
Joined: Oct 2021
Posts: 1,213
Likes: 305
Here's a sample using $100k (yea we all make more than that, but lets use easy numbers):
Control Sample:
$100k with 16% 401k = $100k + $16k (401k) = $116k total comp.
Sample A (2% increase to base compensation):
$102k with 16% 401k = $102k + 16.3k (401k) = $118.3k total comp
Sample B (2% increase to 401k compensation)
$100k with 18% 401k = $100k + 18k (401k) = $118k total comp
Again, my point is that hinging 4th pillar on strictly 401k benefits, while disregarding base pay, is a fallacy.
I'll add an ignorant question: Is 4th pillar for older pilots in terms of age? Or rather, seniority? The two are not necessarily the same.
#198
Line Holder
Joined: Sep 2017
Posts: 256
Likes: 75
#199
James, you’ve been here for a long time and do have a more contrarian opinion on Delta and ALPA. Everyone appreciates your perspective because it comes from a lifetime of experience.
I just worry that you lose a lot of open ears by the combative nature of your posting. Sometimes it feels like you’re just looking for a fight. Im not specifically highlighting this post, it was just the last one you posted on this thread.
Not that I’m some kind of pillar of wisdom, but I’ve realized that every single day I find myself “mad” about something, especially something beyond my control, I realize I’m just stealing a day from myself, from a pool of rapidly dwindling days that compose the remainder of my conscious existence.
Is my family healthy? Are they also safe and happy? Do I get meaning what I do for a living?
I realized that once these three things are fulfilled then “happiness” is entirely an internal function of the will (at least for me). All the ancillary annoyances in the day to day are just dust in my eyes that I realized I can just blink away.
I get if this is just a fun side distraction on APC, but being mad all the time about how you were wronged in the past is not, in my opinion, worthy of your time as a big balling delta A350 captain. Your seat right now is literally the dream destination of the 1 million or so commercial airline pilots who are alive today! Perspective!
anyways I enjoy reading your posts. But just don’t let ALPA or Delta take away from your happiness!
I just worry that you lose a lot of open ears by the combative nature of your posting. Sometimes it feels like you’re just looking for a fight. Im not specifically highlighting this post, it was just the last one you posted on this thread.
Not that I’m some kind of pillar of wisdom, but I’ve realized that every single day I find myself “mad” about something, especially something beyond my control, I realize I’m just stealing a day from myself, from a pool of rapidly dwindling days that compose the remainder of my conscious existence.
Is my family healthy? Are they also safe and happy? Do I get meaning what I do for a living?
I realized that once these three things are fulfilled then “happiness” is entirely an internal function of the will (at least for me). All the ancillary annoyances in the day to day are just dust in my eyes that I realized I can just blink away.
I get if this is just a fun side distraction on APC, but being mad all the time about how you were wronged in the past is not, in my opinion, worthy of your time as a big balling delta A350 captain. Your seat right now is literally the dream destination of the 1 million or so commercial airline pilots who are alive today! Perspective!
anyways I enjoy reading your posts. But just don’t let ALPA or Delta take away from your happiness!
Best of luck. CBW 23 starts today, hopefully culminating in a big win over Kentucky. See you on the other side.
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