I manage my own money. Every 3-5 years I have a financial planner review what I'm doing; USAA does a pretty good job although they will probably try to sell you some insurance/annuity products. The last guy who wanted to manage my $ showed up at the house in a new black Mercedes. It came out in the conversation he traded and got a new one every other year. He was wearing a minimum $2000 suit, a $25,000 gold watch, a $400ish necktie.... you get the picture. I made a wild assumption he was gonna charge me waaay tooo much. OFG

I manage my retirement myself. I do a really good job at it. After all, no one loves your money as much as you love your money.

I committed to learning how to manage my money after I lost a boatload in the .com crash. I was allowing a DAL pilot manage it. It turned out he didn't know as much as he thought he did. I figured I could lose just as well as he could. Sure enough, I have done better. I got really serious after our pensions were taken.

Don't let someone else actively manage your money. Fees will eat you alive. Do it yourself.

If you aren't going to commit to learning how to manage your investments, you should be in ETF's and index funds. At least you won't be giving most of your money to your advisors and managers.

Every one of you has the intelligence to manage your investments, you just don't have the will. It just kills me to talk to guys at work and hear them say they don't have the time. You had better find the time. This is important.

I won't go into what I do, but I will tell you it has been a journey. I've tried everything out there. With education and practice, I have developed a philosophy that is successful for me. You are always welcome to PM me and I am happy to discuss it.

The good news for me is I saved early, learned what to do with it, and I am secure for retirement.

The Millionaire Next Door is a great book. I wish they would update it. But, the basic information about the behavior of people is classic.

Per latest weekly update: management is adding a question to the customer satisfaction survey:

"Did a pilot interact with you as you deplaned?"

looks like another performance metric for SD's toolbox.

Unable. Pilots were too busy coordinating a maintenance issue and even if they tried the FA was in the way because she has no where to go because the caterer is working real hard to get his job done too. Or they bolted to make a Reroute flight that was scheduled to depart 10 min after their in time.

That was my day actually, all three of those.

I'll take a financial advisor that shows up in an old Honda Civic and Dockers before one that shows up in a Porsche and $2,000 suit every day of the week and twice on Sunday.

Should be interesting since they probably will have the flight number and date. I suppose that metric will show up on the PAS:eek:

^^^^^^^^^

Exactly right. Save a ton, diversify into low cost funds that you understand, don't chase returns, and you will beat almost any "advisor" that wants to charge you money to do the same thing you can do for yourself.

I tried the "financial advisor" route when I was an RJ FO and thought I was going to get furloughed. Took all the classes, worked part time with a guy for 6 months, learned enough to know that nobody should pay someone to manage their money unless they inherit a huge amount all at once.

If there was any doubt where old Northwest got its reputation for scorched earth.

"No, the very polite pilots were heads down in their Ipads feverishly looking for their military orders....I overheard them say they were called AGAIN because they took military leave on the vernal equinox when the moon was waning..."

Me. Jaded? naaah.

Sounds like those extra 717s are going to happen... most for flying, a few for parts. DCI is going into major shrinkage mode due to staffing issues with mainline looking for lots more planes. I'm liking this trend. :)