Be careful about appearances. My financial adviser just sold his 1994 Jeep Grand Cherokee, frequently wears jeans with patches on them, and has a personal net worth of over 4 million dollars. Frugality does not equate to inability or ineptness.

Some brainiacs did a study from 1996 - 2006 and figured out only .6% of fund managers were able to beat the performance of indexes.

In our 401k, Delta offers an S&P 500 index fund with an expense ratio of .03% and a Bond Index fund of .06%. Very inexpensive.

Start out your career with 80% in the S&P index and 20% in the Bond Index. Rebalance every year and work your way to 60% / 40% by the time you retire.

Otherwise, do your best to forget about it. It's when you make it more complicated that you will start losing serious money.

I spend all the time I've freed up by thinking about a nymphomaniac zombie cheerleader apocalypse.

Where can I find a pilot's phone/email in iCrew? I figure it out once but can't get there again.

Thanks, ill tell my family and friends who fly the taxi cab.

Thanks for the information and insight guys..

That is about 2% of that industry. The other 98% have no clue what they are doing except trying to sell you an insurance policy, annuity, or mutual fund with a high sales charge.

Personnel/Personnel Data/Cross Ref by Last Name/Employee #

I got this far but thought all you could do from this screen was to look at their schedule...but if you put in the number next to their name, you get their digits...

Thanks for the help!

The Millionaire Next Door is a good read. Mostly common sense stuff which many people lack.

Found my W2. Apparently they mailed it to me and I stuffed it into the "taxes" folder, where it managed to lodge itself deeply between dry cleaning receipts and random 1099s. User error.