Usaa
12-06-2012, 07:49 PM
#151
Gets Weekends Off
Joined APC: Dec 2012
Posts: 480
USAA serves to help some groups by robbing others. I will tell of what crooks they are for the rest of my life. When I was active duty I had a devastating roof collapse on my home. I had USAA, it seemed like the standard thing to do. They sent me a few thousand dollars in a check that didn't amount to anything I could do. I had a number of quotes given and sent them in, they still wouldn't budge. The kneecapper was that they depreciated the value of the roofing by an extreme amount....it was a nearly new roof that was collapsed by a Texas severe thunderstorm.
12-07-2012, 12:07 AM
#152
Da Hudge
Joined APC: Oct 2006
Position: Poodle Whisperer
Posts: 17,473
I'm an officer's kid- so have been USAA since born. I've never had any issues with them- however have not had anything in the way of claims, either.
I had a friend that was a state farm agent look at my coverage and what they could do about a year ago- apparently the USAA rates were way better than them.
I guess mileage varies? I, like many others, don't like that they extended service to "everyone" though..
I had a friend that was a state farm agent look at my coverage and what they could do about a year ago- apparently the USAA rates were way better than them.
I guess mileage varies? I, like many others, don't like that they extended service to "everyone" though..
12-07-2012, 03:43 AM
#153
Gets Weekends Off
Joined APC: Dec 2007
Position: Retired
Posts: 404
Originally Posted by 80ktsClamp
I'm an officer's kid- so have been USAA since born. I've never had any issues with them- however have not had anything in the way of claims, either.
I had a friend that was a state farm agent look at my coverage and what they could do about a year ago- apparently the USAA rates were way better than them.
I guess mileage varies? I, like many others, don't like that they extended service to "everyone" though..
I had a friend that was a state farm agent look at my coverage and what they could do about a year ago- apparently the USAA rates were way better than them.
I guess mileage varies? I, like many others, don't like that they extended service to "everyone" though..
12-10-2012, 04:46 PM
#154
New Hire
Joined APC: Nov 2012
Posts: 5
Originally Posted by Flyinhigh
News alert!! You were the start of "everyone." Don't know if you were/are an active duty/reserve military officer, but when I joined USAA in 1969 it was Active Duty Military Officers only. Now it is every rank, Active and Reserve, former military, second generations who have never served, their kids, and anyone else who wants to join. Both of my kids have USAA and they have never been in the military. They have their kids on their auto policy and none of them have served. The risk pool has definately been diluted.
12-14-2012, 10:56 AM
#155
Gets Weekends Off
Joined APC: Nov 2012
Position: Stick Monkey
Posts: 300
I have had USAA auto insurance for a decade now, zero claims, and the premiums have only steadily gone up - PCS or no PCS year.. I'll be shopping also now since my newest relocation estimate had it going up 20 percent, and it's a nicer area in Arizona than California where I was located. I think I am starting to subsidize the pedestrian hitters out there 
12-14-2012, 10:59 AM
#156
Gets Weekends Off
Joined APC: Nov 2012
Position: Stick Monkey
Posts: 300
I will say customer service is spot on when you call in, but I also have "electronics addendum" to property insurance, and of course the one time my laptop fries due to moving damage (not pcs related) after much time and energy in filing a claim to see what happened, they simply told me it's too old and denied my claim.
12-14-2012, 04:43 PM
#157
Gets Weekends Off
Joined APC: Nov 2012
Position: Stick Monkey
Posts: 300
FYI guys/gals- Thanks to reading this, I just quoted Geico, Progressive, and Liberty insurance and well, just cut 50% off my rate by going to Geico (yes, I know it sounds like an ad but gotta say thanks for the heads up) USAA is not on the ivory tower in my mind any more
01-12-2013, 12:29 PM
#160
Gets Weekends Off
Joined APC: Dec 2009
Position: 127.0.0.1
Posts: 2,115
FYI
Just got my statement. In the comments section, they stated membership is now open to all retirees and those who have been honorably discharged.
I "joined" (kicked off Dad's policy) in 1982 as the son of an USMC officer and have been pleased with the level of service received.
I "joined" (kicked off Dad's policy) in 1982 as the son of an USMC officer and have been pleased with the level of service received.
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