ovrtake92

So true! I'm sure it's top of the list for negotiators. At least I hope so

Qotsaautopilot

Don't forget LTD. You can wipe your ass with the paper a contract is printed on if you lose your medical and then out crappy plan stops paying you after two short years. Hope everyone has a second career lined up for such an occasion.

flyingpuma1

Yep to be honest a big reason I came to Spirit was bc my health ins was awful at my previous airline (great at XJT, not AAY). You don't know how important ltd/ins is until it's too late. I'm worried that our "younger" pilot group doesn't recognize this.

Qotsaautopilot

I'm in my 30s and I know how important it is. Arguably it's more important because if I lose my medical it's 30years of lost wages. That's MILLIONS

Lemonade

I thought it pays till 65 unless you are qualified to do another job that pays 80% of your current base pay

Qotsaautopilot

This is incorrect and verified straight form the R&I committee.

If after two years you cannot be defined as disabled by the social security definition (not the definition of holding a first class FAA medical) you are done getting paid by our policy. It's a joke.

I needs to pay as long as you can't get a medical. And any money you make that doesn't use a medical should not count against your benefit payments.

putzin

Please don't take this the wrong way...

But....

Ugh, how could you not know this?? You should have known this when the benefit was first explained to you our at least sought out the answer. It's such an important part of the whole package. No one should of come here just because of airplane orders (maybe you haven't, but too many have). It has to be the whole model, work rules (which need work), the whole package. For me, the amendable date, timing of this contract was a big part of the potential of this place.

On the subject of insurance around here. We are so far from standard it's really pathetic. From ZERO, NADA, ZILCH..... STD to our abysmal LTD. For instance I had a guy tell me we didn't need STD. That it only took him 6.5 years, 6.5 YEARS, to save up enough sick time to cover his 3 months, 90 days with no pay! THIS IS JUST SILLY! It is pennies for a little STD program that saves you thousands! Most of us ski, drive fast cars, motorcycles, boats, mow the yard, etc.... Why in the hell would you want to spend 4,6,8K a month to cover your bills?? One day you will need it, you will get hurt. Guaranteed! This is just one example, as you know there are many more.

We are so far from standard, it's crazy.

WE HAVE TO GET ON THE SAME PAGE, ALL OF US, OR WE WILL FAIL!

Please, ALL, educate when you have the opportunity.

putzin

amen brother!!

Lemonade

I copied this from the policy dated 2007. I don't have the current one. Perhaps they removed the clause in Contract 2010.

Test of Disability

From the date that you first become disabled and until Monthly Benefits are payable for 24 months, you will be deemed to be

disabled on any day if:

•

•

After the first 24 months that any Monthly Benefit is payable during a period of disability, you will be deemed to be disabled

on any day if you are not able to work at any

•

• injury.

Reasonable Occupation

This is any gainful activity for which you are; or may reasonably become; fitted by: education; training; or experience; and

which results in; or can be expected to result in; an income of more than 80% of your adjusted predisability earnings.


Im not defending our policy or suggesting it doesn't need improvement. Im just correcting the belief about the 2 year limitation.

flyingpuma1

This. You don't know how many guys I talk to that don't know anything about it, and worse don't seem to care.