You're right, they did list some specific devices, but then followed up with the verbiage "any electronic device."

...

 

Thats why I didnt get why they listed Samsung but specifically Iphone, lol.

 

Leave all your electronic devices with one of our FLL crew room attendants, then pick them up on your return. Good Luck.

But seriously, FLL should provide a secure "locker" for the crew to leave stuff. Specially if LIMA falls in the middle of a trip.

 

Our 401k options are not the greatest. The Retirement 20XX options are pretty shoddy- too expensive.

The only good fund we have is the S&P500 fund, which is ridiculously cheap.

However, we DO have a pretty great option, which allows us to buy individual stocks. And by "stocks", I mean "ETF's". (Although theres no problem owning some shares of SAVE...)

It's called the PCRA account; call Schwab to get it set up. Then you can choose from an entire list of commission free ETF's that will let you build a portfolio that suits your needs for a fraction of the cost of the price of our funds offered in the 401k. My entire portfolio cost me about .07%, compared to the +1.0% fees charged by the "all in one" funds.

Takes a little bit of work, but it's well worth it... the difference between a portfolio that charges 1.0% vs the same portfolio with a sub .10% expense ratio equates to tens of thousands of dollars extra in your pocket at retirement time...


https://client.schwab.com/secure/cc/...ETFs/OneSource

 

No one consistently beats the market. If they do, any gain is eaten in fees. This true in any actively managed fund in any retirement account. Buy a stock index fund, a bond index fund, and a cash fund. Balance your money in each based on where you are in age. Retirement made easy. Good luck

 

Is spirit hiring anybody with less than 4000TT? Currently sitting at 3700TT.

 

Exactly my point. Use the ETF's offered in the PCRB account to build a long-term ultra low cost buy and hold portfolio for a fraction of the price of the substandard offerings in our 401k.

Stick with index funds. Own everything, all the time. All you need to do is figure out what percentage of the 3 or 4 ETF's you need in your portfolio.

The S&P is basically the Large Cap offering.
SCHM= Mid Cap
SCHA= Small cap
SCHF= International
SCHD= Bonds.

With those 5 ETF's (you can add a little bit of REIT exposure (SCHH) to spice things up, if you'd like, but no more than 5-10% of your portfolio) you can build a kick-ass long term low cost portfolio.

You can also just buy the Schwab family index mutual funds, and make a good low-cost mutual fund portfolio using the tickers in this article... a wee bit more expensive than the ETF counterparts, but still a fraction of the price. Also, you can invest your full amount, whereas with the ETF's you're always leaving a little money on the table because you can only buy whole shares.

http://www.bogleheads.org/wiki/Three-fund_portfolio

 

Not as far as I know... I had 3800 hours at my first job fair, no love. Second job fair, 4100- phone rang in a week.

 

I have an overnight there this weekend and this seems terribly inconvenient. Not blaming it on Spirit, but I think there should be much more information sent out if they want us to leave our cell phones somewhere. (I have a Galaxy, so I guess I'm **** out of luck??).

And what will the Flight Attendants do with their company issued Samsung devices? They are monetarily responsible for them if they are lost, so I doubt they would be leaving them anywhere.

 

Military will get calls above 3000TT, I had 3800TT when I was hired.