Does UALPA MEC support Age 67?
#71
On Reserve
Joined: Feb 2023
Posts: 169
Likes: 43
This is the worst argument I've heard so far. If so many of the 60+ are on LTD we should probably not be raising the age without stricter medicals/oversight/check rides. So LTD cost would go up already.. I'm not against the age going up, because I assume I'll be fully capable of working till I'm 67. If it turns out enough of us aren't the age should not be raised. Using LTD as a tool to supplement your 401k, especially if you didn't pay into the cost associated with that is a horrible suggestion. Sure it's nice for you to get another two years of pay, but it's the younger pilots that will be paying the premium for it. Most selfish and ignorant post of the month. The stagnation for 2 years is a cost to those junior already..
#72
Line Holder
Joined: Feb 2022
Posts: 588
Likes: 106
From: 73FO
#73
This is the worst argument I've heard so far. If so many of the 60+ are on LTD we should probably not be raising the age without stricter medicals/oversight/check rides. So LTD cost would go up already.. I'm not against the age going up, because I assume I'll be fully capable of working till I'm 67. If it turns out enough of us aren't the age should not be raised. Using LTD as a tool to supplement your 401k, especially if you didn't pay into the cost associated with that is a horrible suggestion. Sure it's nice for you to get another two years of pay, but it's the younger pilots that will be paying the premium for it. Most selfish and ignorant post of the month. The stagnation for 2 years is a cost to those junior already..
Up until I got diagnosed I was the perfectly healthy specimen, living life as a vegan, and exercising 3 times a week at minimum, and I was expecting to go until 65 especially after paying my dues in the right seat for 5 years when the age went from 60 to 65.
But . . . life throws you curve balls sometimes. After surgery I'm in the bathroom 10 to 20 times a day so no more flying for me. I was forced to retire by this situation at 57 and lost the best years of retirement saving potential, and I see LTD as a type of insurance for all not a boondoogle for a few. Sorry if some here disagree. I hope none of the folks throwing aspersions my way ever end up on LTD.
Sheeesh.
Last edited by Sunvox; 08-17-2025 at 11:22 AM.
#74
Gets Weekends Off
Joined: Mar 2018
Posts: 3,637
Likes: 213
Honestly I'm a little surprised at the response online to my point. FYI I was diagnosed with Stage IV rectal cancer and went through 2 years of radiation, chemo, and surgery. Happily 2 years later I'm a bit of a medical miracle as my PETScans, MRI, and Signatera blood test all show no sign of cancer which is far from typical for a person with Stage IV colorectal cancer.
Up until I got diagnosed I was the perfectly healthy specimen, living life as a vegan, and exercising 3 times a week at minimum, and I was expecting to go until 65 especially after paying my dues in the right seat for 5 years when the age went from 60 to 65.
But . . . life throws you curve balls sometimes. After surgery I'm in the bathroom 10 to 20 times a day so no more flying for me. I was forced to retire by this situation at 57 and lost the best years of retirement saving potential, and I see LTD as a type of insurance for all not a boondoogle for a few. Sorry if some here disagree. I hope none of the folks throwing aspersions my way ever end up on LTD.
Sheeesh.
Up until I got diagnosed I was the perfectly healthy specimen, living life as a vegan, and exercising 3 times a week at minimum, and I was expecting to go until 65 especially after paying my dues in the right seat for 5 years when the age went from 60 to 65.
But . . . life throws you curve balls sometimes. After surgery I'm in the bathroom 10 to 20 times a day so no more flying for me. I was forced to retire by this situation at 57 and lost the best years of retirement saving potential, and I see LTD as a type of insurance for all not a boondoogle for a few. Sorry if some here disagree. I hope none of the folks throwing aspersions my way ever end up on LTD.
Sheeesh.
#75
Honestly I'm a little surprised at the response online to my point. FYI I was diagnosed with Stage IV rectal cancer and went through 2 years of radiation, chemo, and surgery. Happily 2 years later I'm a bit of a medical miracle as my PETScans, MRI, and Signatera blood test all show no sign of cancer which is far from typical for a person with Stage IV colorectal cancer.
Up until I got diagnosed I was the perfectly healthy specimen, living life as a vegan, and exercising 3 times a week at minimum, and I was expecting to go until 65 especially after paying my dues in the right seat for 5 years when the age went from 60 to 65.
But . . . life throws you curve balls sometimes. After surgery I'm in the bathroom 10 to 20 times a day so no more flying for me. I was forced to retire by this situation at 57 and lost the best years of retirement saving potential, and I see LTD as a type of insurance for all not a boondoogle for a few. Sorry if some here disagree. I hope none of the folks throwing aspersions my way ever end up on LTD.
Sheeesh.
Up until I got diagnosed I was the perfectly healthy specimen, living life as a vegan, and exercising 3 times a week at minimum, and I was expecting to go until 65 especially after paying my dues in the right seat for 5 years when the age went from 60 to 65.
But . . . life throws you curve balls sometimes. After surgery I'm in the bathroom 10 to 20 times a day so no more flying for me. I was forced to retire by this situation at 57 and lost the best years of retirement saving potential, and I see LTD as a type of insurance for all not a boondoogle for a few. Sorry if some here disagree. I hope none of the folks throwing aspersions my way ever end up on LTD.
Sheeesh.
Life definitely does throw curveballs.
#76
Line Holder
Joined: Dec 2015
Posts: 926
Likes: 19
From: B777 CA
Who do you think pays for that (if you’re not at Delta).
So these guys who have never paid the soon to be higher rates are going to collect 2 extra years of disability at the expense of the younger guys who will have to pay substantially higher rates their entire careers.
If this happens age 65+ should be its own separate LTD pool paid for by the 65+ pilots exclusively. Wanna work past 65, cool half your paycheck goes to LTD.
So these guys who have never paid the soon to be higher rates are going to collect 2 extra years of disability at the expense of the younger guys who will have to pay substantially higher rates their entire careers.
If this happens age 65+ should be its own separate LTD pool paid for by the 65+ pilots exclusively. Wanna work past 65, cool half your paycheck goes to LTD.
#77
Line Holder
Joined: Dec 2015
Posts: 926
Likes: 19
From: B777 CA
#78
Line Holder
Joined: Feb 2024
Posts: 445
Likes: 91
Insurance already is allowed to charge different rates based on a myriad of factors including age. Go price a private LTD policy at different ages. If anyone would have a chance at a successful lawsuit it would actually be the younger pilots, forced to pay extra premiums that the greedy geezers never had to.
#79
Yes, I get that my first comment angered some folk because they perceived it as a money grab comment, and I also get that LTD is not cheap, but it's a heck of a lot better to have it than not. That, to me, should be the point.
I would much rather be adding to my own 401k by working instead of hoping for another year of LTD but I can't, and I hope you and the others who disliked my comment realize that that was my simple point. Everyone should favor improving LTD and adding two years would be an improvement, plain and simple.
#80
Line Holder
Joined: Mar 2018
Posts: 1,376
Likes: 57
Honestly I'm a little surprised at the response online to my point. FYI I was diagnosed with Stage IV rectal cancer and went through 2 years of radiation, chemo, and surgery. Happily 2 years later I'm a bit of a medical miracle as my PETScans, MRI, and Signatera blood test all show no sign of cancer which is far from typical for a person with Stage IV colorectal cancer.
Up until I got diagnosed I was the perfectly healthy specimen, living life as a vegan, and exercising 3 times a week at minimum, and I was expecting to go until 65 especially after paying my dues in the right seat for 5 years when the age went from 60 to 65.
But . . . life throws you curve balls sometimes. After surgery I'm in the bathroom 10 to 20 times a day so no more flying for me. I was forced to retire by this situation at 57 and lost the best years of retirement saving potential, and I see LTD as a type of insurance for all not a boondoogle for a few. Sorry if some here disagree. I hope none of the folks throwing aspersions my way ever end up on LTD.
Sheeesh.
Up until I got diagnosed I was the perfectly healthy specimen, living life as a vegan, and exercising 3 times a week at minimum, and I was expecting to go until 65 especially after paying my dues in the right seat for 5 years when the age went from 60 to 65.
But . . . life throws you curve balls sometimes. After surgery I'm in the bathroom 10 to 20 times a day so no more flying for me. I was forced to retire by this situation at 57 and lost the best years of retirement saving potential, and I see LTD as a type of insurance for all not a boondoogle for a few. Sorry if some here disagree. I hope none of the folks throwing aspersions my way ever end up on LTD.
Sheeesh.
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