Originally Posted by poopplop (Post 2559169)

For the third time, I never said I was in a poor position. I have actually said quite the opposite. If you refuse to pay attention to what I say, then what's your motive in asking me for a response? Because you seem to have your mind already made up.

My goal? Discussing history is how we learn from it. There's nothing wrong with setting the record straight. Also, the issue was relevant at the time. The discussion has dragged on though, so I will probably end my participation for consideration's sake. If discussing the truth of our industry's history is too much for you, perhaps next time you shouldn't participate at all. Now if you'll excuse me, I need to get back to flying ERJs for endeavor...........:rolleyes:

Originally Posted by Mesabah (Post 2559050)

$160K in a 14% bond rate market, vs $350K in a 3.5% bond market. Hindsight is 20/20, we know the performance of money from 1986 till today. It is fully possible we could repeat, but consider the DOW would have to go to ~500,000. In other words, the captain in 1986 was paying off his debts in much cheaper dollars, while earning unparalleled gains in the market.

When interest rates normalize at a historical 7%, today's captain is making more. You will find out what I mean over the next decade.

Originally Posted by sailingfun (Post 2559644)

I am pretty happy however with a 2.6% Mortgage and even accounting for the recent market turndown (someone please muzzle Trump) a long term double digit investment return.

Originally Posted by Mesabah (Post 2560035)

When you buy a house, you are purchasing a mortgage payment plan.
In 1986 a $100K home at 15% interest is a 30 year monthly payment of $1264
Your 2.6% for a $100K home today, is a 30 year monthly payment of $400
Making $160K in 1986, you are significantly farther ahead of the median income standard of living, than you are today at $300K.

Originally Posted by sailingfun (Post 2560041)

Except the guys at the top then made 160k. The guys at the top now are making 400 to 600K.

Originally Posted by deadseal (Post 2560033)

Anyone know where to find the CQ sim bidding guide? I normally haven’t cared, but I got absolutely hosed on my last round

Originally Posted by full of luv (Post 2560142)

I don't know about the guide, but it's pretty self explanatory. Go into PBS and select "training" bid. You can ask for Please go early, or don't go unless required. You can pick the days off like normal, and lastly you can ask for a specific "period" like A, B, C or "No E" for example.
That's about all there is to it!

Originally Posted by deadseal (Post 2560148)

Thanks dude!