United v. Spirit
08-08-2021 | 12:31 PM
#401
Gets Weekends Off
Joined: Jan 2009
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Does anybody “in the know” know how our health insurance compares against other major airlines. I feel like ours is good, but I don’t want to settle if there is far better. I’m just curious for the next contract.
if anybody could provide examples of what major airline and the monthly premium for a family. Or what areas of insurance we are lagging in... I appreciate it, don’t know have much people I know at other majors.
if anybody could provide examples of what major airline and the monthly premium for a family. Or what areas of insurance we are lagging in... I appreciate it, don’t know have much people I know at other majors.
I know from a buddy that ours are better than delta’s just don’t have the exact breakdown of their options on hand.
08-08-2021 | 12:50 PM
#402
That/It/Thang
Joined: Aug 2020
Posts: 3,501
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One thing I would like to see discussed in negotiations is to to have the option for company health insurance extended for retirees after so many years of service for a specific amount of time
I would love to see us secure a benefit where I can pay a certain percentage of premiums in retirement, for a specific amount of years. Would be fantastic to have that HRA money used in retirement
08-08-2021 | 03:40 PM
#404
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Joined: Jun 2016
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I love our HRA Diamond. No complains.
One thing I would like to see discussed in negotiations is to to have the option for company health insurance extended for retirees after so many years of service for a specific amount of time
I would love to see us secure a benefit where I can pay a certain percentage of premiums in retirement, for a specific amount of years. Would be fantastic to have that HRA money used in retirement
One thing I would like to see discussed in negotiations is to to have the option for company health insurance extended for retirees after so many years of service for a specific amount of time
I would love to see us secure a benefit where I can pay a certain percentage of premiums in retirement, for a specific amount of years. Would be fantastic to have that HRA money used in retirement
HSA is another good place to stash money away tax free for retirement. Max HSA out every year (along with 401k and IRA) but pay medical expenses out of pocket. Invest the HSA money tax free and save it for retirement.
Although I do like your idea of company insurance in retirement.
08-08-2021 | 04:31 PM
#406
That/It/Thang
Joined: Aug 2020
Posts: 3,501
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100% of pilots will need retirement health insurance
What percentage needs 401k on LTD forever
Now decide what is priority #1 vs #2.
Love both ideas, just like I would like health insurance to be offered for much longer for permanent LTD pilots.
What percentage needs 401k on LTD forever
Now decide what is priority #1 vs #2.
Love both ideas, just like I would like health insurance to be offered for much longer for permanent LTD pilots.
08-08-2021 | 04:40 PM
#407
Gets Weekends Off
Joined: Jul 2021
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Also pilot healthcare rates for the duration not just five years on LTD
Also no offsets for outside income. Makes it impossible to get another job unless you work for cash. Not sure how it applies to a spouse.
The lack 401k and benefit offsets for other income on LTD are major major financial risks. Must haves IMO
Not saying we won’t need medical insurance on retirement but you will have Medicare so it’s far from nothing.
08-09-2021 | 10:18 AM
#409
Banned
Joined: Jul 2021
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Personally I would rather know my health insurance is secure, especially if you medical out and have a condition that makes getting coverage difficult.
I can carve a retirement contribution out of a LTD budget.
08-09-2021 | 12:20 PM
#410
Gets Weekends Off
Joined: Oct 2017
Posts: 3,469
Likes: 44
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