This. HMO plans are generally trash, and many high-deductible plans that people love for HSA contributions aren't much better. They're not giving you free money out of the goodness of their hearts...they're making it up on the back end somehow.

Now, if it is a high quality PPO plan, now we're talking.

 

Devils in the details of no cost med insurance, just because it’s free doesn’t mean it’s good.

 

This AIP better be a good slice of pie no matter how you slice out the pieces. If we lag behind inflation for years it’s simply a no vote for me. We saved this company a future by signing the pandemic LOA. Can you imagine where we would be if the gov bailouts never came and they were dusting off 4-7000 pilots to meet demand? Time to pay up with this contract.

 

I realize we’re talking about rumors. But leaks being what they are could have some validity.

So, for anyone that’s seen the compensation piece, can you expand on the raises?

It sounds like a 15% raise phased in over 3 years, although some are framing it as a 20% raise. Where is that 20% number coming from?

Again, I haven’t seen any of the leaks.

 

Not at all accurate. We have what is called the regular plan. It has the same providers as all the other plans. Cost nothing with a family deductible of $300 max out of pocket $2,500. No copay but 20% co insurance after deductible and before MOOP. Then it’s completely free. Referrals are needed either. The only negative to the plan as of now is no preventative care is covered. However if you have preexisting conditions it will be covered. My kids wellness visits cost me $100 each. Beats the $400+ monthly premium for choice plus. The paper work thing is bogus also. It’s no different then any other plan SWA offers. SWA is always looking out for a way to screw its employees. Regardless of the medical plan. SWAPA however counters this with resolute. If you have any issues with SWA screwing you on a claim get them involved and it will be fixed.
You were correct that if you have tricare then the regular plan is fantastic!

Two other gotchas with the plan. Company life insurance is very limited. However our company life insurance sucks unless you get hit by a bus on the other plans. Also dental. You can’t upgrade to the higher plan. Only difference in that is $1500 for braces vs $1000. But again reg plan has zero monthly premium vs choice plus at over $400 per month.

 

Notice my qualifier of “if”. From what I’ve been told before the AIP was announced was not to be expecting too much. Hopefully that’s bad information. I wonder what the deductible and coverage will be for the generous “no cost” insurance?

If it’s that good of a deal it should stand on its own merits without requiring lipstick and a used car sales job. I guess we’ll see.

 

scope (section 1) is one of the 20 closed sections.

 

Sorry the abv should be referrals are not needed.

 

Just curious about who told you not to expect much?

 

Good question. I've heard from LEC and P2P members over the last few years that this is a QOL & work rule focused negotiation. Section 3 compensation would be a 'base hit' vs home run. Also a focus on transferring money from UAL to us 'efficiently' (low/no tax). A lot of that is paraphrased so don't read too much into the language I used.